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["American Express","0000 0000 0000 0000 000","(800) 000-0000","10/95",10000,0.00,"John Doe",null]
["Visa (at BCCI, Wash, DC)","0000-0000-0000-000","(800) 000-0000","05/94",500,19.75,"Susan Doe","$20.00 annual fee"]
["Penney & Co., J.C.","JCP 0000-0000","(800) 000-0000","01/95",1500,18.00,"John & Susan Doe","address change sent 12/01/93"]